American First Credit Union Review

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  • National Savings Rate Average*: 0.47%
  • National Savings Rate Avg.*: 0.47%
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Read our review & open a new American First Credit Union savings account with confidence.

American First Credit Union is NCUA insured up to $250,000 per depositor.

Fund your new account & take advantage of the power of compound interest today!

American First Credit Union Logo Powered By Raisin




  • High Yield Money Market Account
  • Min. initial deposit: $1
  • 5.20% APY
  • American First is Federally Insured by NCUA, the National Credit Union Administration
  • NCUA Insured up to $250,000
  • No Monthly Fees
  • Unlimited Withdrawals
  • 9.2x National Avg. APY
  • Interest Compounded Daily
  • American First Has Served Its Members for Over 70 Years
  • Not-For-Profit Financial Institution
  • See Site for Details

On Raisin's Secure Site for American First Federal Credit Union, NCUA Insured


Main Benefits You Get with American First Credit Union


Not-For-Profit Financial Institution:

American First Credit Union is classified as a Not-For-Profit Financial Institution. This means you’ll enjoy higher savings rates, lower and in many instances no fees, with great customer service.

Competitive APY:

American First Credit Union offers 5.20% APY.

This APY is substantially higher than what you’ll find at most brick-and-mortar banks and even most online banks. The current APY is over 20x higher than the national average.

Low minimum balance requirement:

You can open a savings account with American First Credit Union for as little as $1. This makes it easy to open an account quickly and when you’re ready fully fund the account to start taking advantage of compound interest.

No monthly maintenance fee:

Fees are the worst. They eat away your returns and are just a pain in the neck. Thankfully, American First Credit Union doesn’t charge any monthy maintence fees.

Customer service: 

American First Credit Union has partnered with Savebetter to bring it’s first-class savings account to more Americans. Savebetter has A supportive, accessible, responsive customer service team based in New York, NY.

NCUA insured:

American First Credit Union is federally insured by the National Credit Union Association. This covers you for as much as $250,000 per depositor, per institution, in the event of a bank failure.

Unlimited Withdrawals: 

Unlike the big banks, American First Credit Union allows you to withdrawal money from your account as often as you need to. With any savings account, ideally you’ll be able to leave as much money as possible in the account to take advantage of the powerful effect of compound interest.

Proven Track Record: 

American First Credit Union has served its members faithfully for over 70 years.

Open Your New Account with American First Credit Union Now


Customers Also Viewed These High Yield Savings Accounts:

American Express High Yield Savings Account Logo




Annual Percentage Yield (APY)

  • High Yield Savings Account
  • Min. to Earn APY: $1
  • Min. Initial Deposit: $0
  • 4.25% APY
  • APY as of May 17, 2024
  • Interest Compounded Daily
  • $0 Monthly Fees
  • 24/7 Customer Service
  • FDIC Insured up to $250,000
  • Backed by the Service & Reliability of American Express
  • Terms Apply
  • See Site for Details

 On American Express National Bank's Secure Site, Member FDIC

Discover Bank Logo




  • High Yield Savings Account
  • Min. balance for APY: $0
  • Min. Initial Deposit: $0
  • 4.25% APY
  • 5x National Savings Avg*
  • Mobile Check Deposit
  • No Monthly Fees
  • 100% U.S.-based Customer Service Available 24/7
  • Interest Compounded Daily
  • FDIC Insured up to $250,000
  • See Site For Details

On Discover Bank's Secure Site, Member FDIC


Liberty Bank Logo Powered By Raisin




  • High-Yield Savings Account
  • Min. initial deposit: $1
  • 4.60% APY
  • 12.4x National Avg. APY
  • No Monthly Fees
  • Founded in 1889
  • FDIC Insured up to $250,000
  • Strong History of Serving Communities Across America
  • See Site for Details

On Raisin's Secure Site for Liberty Bank, Member FDIC


To recap our recommendations.

Best Savings Accounts According To CompareAccounts™

American First Credit Union, Powered by SaveBetter

American First Credit Union uses the secure SaveBetter platform to offer savings products to savers nationwide. Customers open accounts at, and the platform manages all aspects of the products offered by American First Credit Union, including a customer’s deposits and withdrawals, statements and any customer service needs. In simple terms, SaveBetter provides you exclusive access to a special selection of American First products. Best of all, SaveBetter is completely free!


Security: Funds deposited into any of the products accessible through SaveBetter are held by federally insured institutions. We use a host of cybersecurity measures to protect your funds and sensitive information.

Choice: Savings products from our network of financial institutions offer flexible terms and some of the most competitive interest rates. You can easily find the right product or mix of products for you.

Convenience: One account to hold all your deposit products. Simplified statements. Easy access to manage your funds – all through a streamlined digital platform.

Service: A supportive, accessible, responsive customer service team based in New York, NY, sets SaveBetter apart.

Access: Enjoy 24/7 online access to your account and funds.

American First Federal Credit Union Contact Information:

Phone Number: (800) 290-1112

Email Address:

6011 Lincoln Ave Suite B
Buena Park, CA 90620

4180 N Harbor Blvd Suite A
Fullerton, CA 92835

247 E Katella Ave
Orange, CA 92867

6102 Orbis Way, Ste 550
Eastvale, CA 92880

SaveBetter Contact Information:

Phone Number: 844-994-EARN (3276)(Monday to Friday from 9:00 a.m – 4:00 p.m)

Email Address:

85 Broad Street
New York, NY 10004


*National Savings Rate Average as published by FDIC