Blue Federal Credit Union Savings Account Review

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  • National Savings Rate Average*: 0.47%
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  • National Savings Rate Avg.*: 0.47%
  • See 10x & higher rates from our partners

Read our review & open a new Blue Federal Credit Union savings account with confidence.

Blue Federal Credit Union is NCUA insured up to $250,000 per depositor.

Fund your new account & take advantage of the power of compound interest today!

 High APY Rate 




  • High Yield Money Market Account
  • Min. initial deposit: $1
  • 5.15%
  • Blue FCU is Federally Insured by NCUA, the National Credit Union Administration
  • NCUA Insured up to $250,000
  • No Monthly Fees
  • 24 /7 Access to Funds
  • 16.7x National Avg. APY
  • Interest Compounded Daily
  • Blue FCU Has Served Its Members for Over 70 Years
  • See Site for Details

On Raisin's Secure Site for​ Blue FCU, NCUA Insured

Main Benefits You Get with Blue Federal Credit Union


Credit Union Savings:

Blue Federal Credit Union, like many credit unions, is a not for profit organization. This means they pass the profits back to their members through higher savings rates, lower and in many instances no fees. All while providing great customer service.

Competitive APY:

Blue FCU offers 5.15% APY.

This APY is substantially higher than what you’ll find at most brick-and-mortar banks and even most online banks. The current APY is over 20x higher than the national average.

Low minimum balance requirement:

You can open a savings account with Blue Federal Credit Union for as little as $1. This makes it easy to open an account quickly and when you’re ready, to fully fund the account to start taking advantage of compound interest.

No monthly maintenance fee:

Everyone hates fees. They destroy your returns and are just a pain in the neck. Thankfully, Blue FCU doesn’t charge any monthy maintence fees.

Customer service: 

Blue Federal Credit Union has partnered with Raisin to bring it’s first-class savings account to more Americans. Raisin has a supportive, accessible, responsive customer service team based in New York, NY.

NCUA insured:

Blue Federal Credit Union is federally insured by the National Credit Union Association. This covers you for as much as $250,000 per depositor, per institution, in the event of a bank failure. This means that if you have a joint account, you’ll enjoy up to $500,000 federally insured.

Unlimited Withdrawals: 

Unlike the big banks, Blue FCU allows you to withdrawal money from your account as often as you need to. With any savings account, ideally you’ll be able to leave as much money as possible in the account to take advantage of the powerful effect of compound interest.

Proven Track Record: 

Blue Credit Union has served its members faithfully for over 70 years. Blue FCU was originally chartered in 1951 as Warren Federal Credit Union by a group of civilian personnel at F.E. Warren Air Force Base. The color blue is a nod to the air force and the boundless skies.

Open Your New Account with Blue Federal Credit Union Now


Customers Also Viewed These High-Yield Savings Accounts

American Express High Yield Savings Account Logo




Annual Percentage Yield (APY)

  • High Yield Savings Account
  • Min. to Earn APY: $1
  • Min. Initial Deposit: $0
  • 4.30% APY
  • APY as of April 15, 2024
  • Interest Compounded Daily
  • $0 Monthly Fees
  • 24/7 Customer Service
  • FDIC Insured up to $250,000
  • Backed by the Service & Reliability of American Express
  • Terms Apply
  • See Site for Details

 On American Express National Bank's Secure Site, Member FDIC

American First Credit Union Logo Powered By Raisin




  • High Yield Money Market Account
  • Min. initial deposit: $1
  • 5.24% APY
  • American First is Federally Insured by NCUA, the National Credit Union Administration
  • NCUA Insured up to $250,000
  • No Monthly Fees
  • Unlimited Withdrawals
  • 9.2x National Avg. APY
  • Interest Compounded Daily
  • American First Has Served Its Members for Over 70 Years
  • Not-For-Profit Financial Institution
  • See Site for Details

On Raisin's Secure Site for American First Federal Credit Union, NCUA Insured


Liberty Bank Logo Powered By Raisin




  • High-Yield Savings Account
  • Min. initial deposit: $1
  • 4.60% APY
  • 12.4x National Avg. APY
  • No Monthly Fees
  • Founded in 1889
  • FDIC Insured up to $250,000
  • Strong History of Serving Communities Across America
  • See Site for Details

On Raisin's Secure Site for Liberty Bank, Member FDIC


To recap our recommendations.

Best Savings Accounts According To CompareAccounts™

Blue Federal Credit Union, Powered by Raisin

Blue Federal Credit Union uses the secure Raisin platform to offer savings products to savers nationwide. Customers open accounts at, and the platform manages all aspects of the products offered by Blue Federal Credit Union, including a customer’s deposits and withdrawals, statements and any customer service needs. In simple terms, Raisin provides you exclusive access to a special selection of Blue products. Best of all, Raisin is completely free!


Security: Funds deposited into any of the products accessible through Raisin are held by federally insured institutions. We use a host of cybersecurity measures to protect your funds and sensitive information.

Choice: Savings products from our network of financial institutions offer flexible terms and some of the most competitive interest rates. You can easily find the right product or mix of products for you.

Convenience: One account to hold all your deposit products. Simplified statements. Easy access to manage your funds – all through a streamlined digital platform.

Service: A supportive, accessible, responsive customer service team based in New York, NY, sets Raisin apart.

Access: Enjoy 24/7 online access to your account and funds.

Blue FCU Contact Information:

Phone Number:
Main: 307-432-5400
Toll Free: 800-368-9328

Email Address:


Raisin Contact Information:

Phone Number: 844-994-EARN (3276)
(Monday to Friday from 9:00 a.m – 4:00 p.m)

Email Address:

85 Broad Street
New York, NY 10004


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*National Savings Rate Average as published by FDIC