Advertiser Disclosure

Smart Money Move: Open a High Yield Savings Account with a Bonus up to $300

Welcome fellow Morning Brew readers, you’re financially savvy. You know that cash sitting in a low-yield savings account is like loaning money to your bank for free.

Right now, CIT Bank is paying 3.75% APY on their high-yield Platinum Savings Account and offering a bonus up to $300 when you bring your cash.

📈 That’s 95× more than the some megabanks pay which is a pathetic ~0.04% APY or less.

Translation: Your money could earn more in the next week than it did all last year.

And with promo code PS2025, you can lock in the bonus just for moving your funds.

📐 Let’s do the math:

Big banks pay ~0.04% APY or less while the national average APY is just 0.39%.
That means if you’re holding $50,000, you’re earning $195 a year in interest.

Now compare that to CIT Bank’s Platinum Savings, which pays:

• 3.75% APY on balances of $5,000 or more

• $300 bonus for deposits of $50,000+ (or $225 bonus for $25K–$49,999.99)

• No monthly fees

That’s ~$1,925 in interest plus a $300 bonus = $2,225 your current bank isn’t giving you.

💰 What You’ll Earn

Let’s talk numbers:

• Deposit $25K → Earn ~$962/year in interest + $225 bonus

• Deposit $50K → Earn ~$1,925/year in interest + $300 bonus

Compare that to a big-name bank paying ~0.04% APY:

• $25K would earn you $10 a year.

• That’s the price of a sad airport sandwich

💸 The Limited-Time Offer

CIT Bank, founded in 1908 and now part of First Citizens BancShares (a top 20 U.S. financial institution), is offering this limited-time bonus:

✅ Use promo code PS2025
✅ Deposit funds within 30 days of account opening
✅ Enjoy 3.75% APY with daily compounding

Accounts are FDIC insured up to $250,000 per depositor, and setup takes about 5 minutes online.

👉 Open Your CIT Bank Account Now with Promo Code PS2025→

(No wonder thousands of high-earning professionals have moved their idle cash to CIT Bank this quarter.)

⏳ The Cost of Waiting

Let’s talk real dollars.

If you wait 30 days to switch, here’s what it’s costing you in missed interest alone (not even counting the bonus):

• 1 week delay → you miss out on about $33 in interest

• 1 month delay → that’s roughly $144 gone

• 3 month delay → you’ve left $425+ on the table

*Assumes 3.85% APY vs. 0.39% average.

🎯 How to Get the $225–$300 Bonus from CIT Bank

1. Open a Platinum Savings account
   • Use promo code PS2025 during signup
2. Deposit funds within 30 days
   • Deposit $25,000–$49,999.99 → Earn a $225 bonus
   • Deposit $50,000+ → Earn a $300 bonus
3. Maintain that balance for 60 days
   • Your balance must stay at or above the qualifying amount for the full 60 days
4. Get paid
   • Bonus will be deposited into your account within 30 days after the 60-day period ends

💡 Pro Tip: You’ve got 30 days to fund the account—but the clock only starts once you hit the deposit target. Open now and fund early to lock in your bonus and start earning 3.75% APY right away.

⏳ Why Now

High‑yield rates move. Today it’s 3.75% APY. Every day you wait is another day your savings could be working harder.

✅ Do This Now, Before You Forget:

🔲 Grab 5 minutes
🔲 Use code PS2025 at sign-up
🔲 Open your Platinum Savings Account
🔲 Deposit $25K+ within 30 days
🔲 Earn 3.75% APY + up to $300 bonus

👉 Tap here to start →

No fees. FDIC insured. Interest compounds daily.

The Bottom Line:
Your cash doesn’t have to sit idle.
With rates this high—and bonus cash on the table—it’s smart to act now.
Because while inflation eats, your money should grow.

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