Keep Your Nest Egg Growing at 4.10% APY

Conor Keenan Author Bio By: Conor Keenan  Last updated October 01, 2025
Conor Keenan, co-founder of CompareAccounts, is a notable personal finance expert with work seen in Wall Street Journal | Associated Press | Reuters | Yahoo Finance

Editorial Independence: Our opinions, reviews, and recommendations are our own. Partner commissions keep our site free, but our content remains independent.

Welcome fellow Flyover readers. Right now, Western Alliance Bank is paying 4.10% APY on their high‑yield savings account through the Raisin platform. That’s still over 10× the national average of 0.39%.

Translation: your money could be growing while you finish the news.

And when you open an account with promo code EASY, new customers can grab a bonus up to $1,000—just for moving your cash where it earns more.

💰 What You’ll Earn

Let’s talk numbers:

  • Deposit $10K → Earn ~$420/year in interest plus a $75 bonus
  • Deposit $25K → Earn ~$1,050/year in interest plus a $250 bonus
  • Deposit $50K → Earn ~$2,100/year in interest plus a $500 bonus
  • Deposit $100K+ → Earn ~$4,200/year in interest plus a $1,000 bonus

Compare that to a big‑name bank paying ~0.04% APY:

  • $10K would earn you $4 a year.
  • That’s the price of a latte. Once.

👉 Don’t Wait for Rates to Fall. Claim Your Bonus with Promo Code EASY→

🎯 Why It’s Great for 45+ Savers

  • FDIC-insured up to $250,000 per depositor, per bank category. Sleep-easy safety with real yield.

  • Easy online setup (minutes) and straightforward transfers—move money in or out when you need it.

  • Keep cash flexible for things that matter:

    • Quarterly tax payments and year-end bills

    • Travel funds (see the kids / grandkids without touching investments)

    • Healthcare/“just-in-case” cushion

    • RMD cash bucket so withdrawals don’t force you to sell investments in a dip

  • Start small or move more—earn the same APY across your balance, with a tiered cash bonus for higher deposits.

🛡️ Safe. Solid. Backed by Experience.

Western Alliance Bank (NYSE: WAL) is a nationally ranked powerhouse consistently recognized as one of the best-run large banks in America:

  • $80+ billion in assets, ranking among the top 40 U.S. banks

  • #1 Top-Performing Bank (>$50B assets) by American Banker for four straight years: 2021–2024

  • Consistently rated a top-performing bank by Bank Director with industry-leading returns on equity

  • FDIC-insured and publicly traded (NYSE: WAL), ensuring both safety and transparency

With a track record of outpacing peers year after year, Western Alliance pairs financial strength with innovation—making its high-yield savings account via Raisin both secure and rewarding.

Why Raisin?

Raisin is the simple online platform that lets you open and manage accounts at top banks like Western Alliance, all in one place. One login, multiple banks. Safe, FDIC-insured, and easy to use.

You get the best of both worlds: the strength of a top-performing national bank and the modern convenience of Raisin’s award-winning digital savings platform.

🎁 How to Get the EASY Bonus (Up to $1,000)

  1. Open your account through Raisin with promo code EASY
  2. Deposit funds within 14 days of opening
  3. Keep your balance for 90 days
  4. Get paid—bonus lands in your linked account within 30 days

💡 Tip: You have 14 days to deposit eligible funds.Open your account today and fund it within two weeks.

⏳ Why Now

High‑yield rates move. Today it’s 4.10% APY. Every day you wait is another day your savings could be working harder.


🚀 Make It EASY

It takes about 3 minutes to set up. You’ll earn a market‑leading rate, enjoy the security of Western Alliance Bank, and (if you play it right) pocket up to $1,000 in bonus cash.

👉 Open Your Western Alliance Bank Account Now with Promo Code EASY→

Because the easiest money you’ll ever make… is the money you make while you sleep.

Western Alliance Bank Powered by Raisin

5.0

CompareAccounts™ Score

APY

4.10%

  • High Yield Savings Account
  • Min. initial deposit: $1
  • 4.10% APY
  • FDIC Insured up to $250,000
  • No Monthly Fees
  • Interest Compounded Daily
  • Ranked #1 Top-Performing Bank with Assets Greater Than $50 Billion in 2021, 2022, 2023 & 2024 by American Banker
  • Founded in 2003, Western Alliance Bank has over $80 Billion in Assets
  • Exclusive Offer Powered by The Raisin Platform
  • Limited Time Offer: New customers can earn a $75 bonus for $10K, $250 bonus for $25K, $500 bonus for $50K or $1,000 bonus for $100K+ deposited.
  • Use promo code EASY at sign-up.
  • See Site for Details

On Raisin's Secure Site for Western Alliance Bank,
Member FDIC

 

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