5 Best Savings Accounts For High Earners

  • Compare our recommended saving accounts & rates from our partners
  • Savings account independent ratings & reviews
  • National Savings Rate Average*: 0.45%
  • See 10x & higher rates from our partners
Advertiser Disclosure
Q

Your Financial Well-Being Comes First.

We believe everyone should have free access to the right information to make smart financial decisions. Although our site doesn’t showcase every financial institution and its products available we're confident in our recommendations to help guide you on your financial journey. Free of charge for you.

Instead of charging you money, we're compensated by our partners and third-party advertisers. This compensation, along with our proprietary algorithms, may, at times, influence the products we decide to review, discuss, and their position on our site or the order in which they appear. Trust that these actions are taken to benefit you the consumer ultimately make the right decision for you.

  • National Savings Rate Average*: 0.45%
  • See 10x & higher rates from our partners

Compare savings accounts with ease, find the right one for you, and open your account in minutes.

Open your new account with confidence. Each of our recommendations is insured up to $250,000 per depositor.

Fund your new account & take advantage of the power of compound interest today!

Axos Bank Logo

Rating:

APY

0.61%

Axos® Bank Details

  • High-Yield Savings Account
  • Min. balance for APY: $0
  • Min. initial deposit: $250
  • 0.61% APY
  • 2.5x National Avg. Rate
  • No Monthly Fees
  • Open an account in about 15 minutes

On Axos Bank's Secure Site, Member FDIC

 

American First Credit Union Logo Powered By Raisin

Rating:

APY

5.27%

  • High Yield Money Market Account
  • Min. initial deposit: $1
  • 5.27% APY
  • American First is Federally Insured by NCUA, the National Credit Union Administration
  • NCUA Insured up to $250,000
  • No Monthly Fees
  • Unlimited Withdrawals
  • 9.2x National Avg. APY
  • Interest Compounded Daily
  • American First Has Served Its Members for Over 70 Years
  • Not-For-Profit Financial Institution
  • See Site for Details

On Raisin's Secure Site for American First Federal Credit Union, NCUA Insured

 

 Compare With

Chase Bank Logo

Rating:

APY

0.01%

Chase Bank Details

  • Savings Account
  • 0.01% APY
  • Min. Balance to Avoid Service Fee: $300
  • Monthly Service Fees: up to $5
  • Limit 6 Withdrawals per Monthly Statement Period
  • Withdrawal Overage Fees: up to $15 per month
  • Other Miscellaneous Fees Apply

Not Recommended.
Shown For Comparison Purposes Only.

 

Ponce Bank Logo Powered By Raisin

Rating:

APY

5.28%

  • High Yield Money Market Account
  • Min. initial deposit: $1
  • 5.28% APY
  • FDIC Insured up to $250,000
  • No Monthly Fees
  • 24 /7 Access to Funds
  • 7.4x National Avg. APY
  • Interest Compounded Daily
  • See Site for Details

On Raisin's Secure Site for Ponce Bank, FDIC Insured

 

 Compare With

Wells Fargo Logo

Rating:

APY

0.15%

Wells Fargo Details

  • Savings Account
  • No Fee Min. Balance: $300
  • 0.15%
  • Monthly Maintenance Fee of $5. If Below Min. Balance

Not Recommended.
Shown For Comparison Purposes Only.

 

 Compare With

Bank of America Logo

Rating:

APY

0.01%

Bank of America Details

  • Savings Account
  • No Fee Min. Balance: $500
  • 0.01% APY
  • Monlthy Maintence Fee of $8. If Below Min. Balance

Not Recommended.
Shown For Comparison Purposes Only.

 

Liberty Bank Logo Powered By Raisin

Rating:

APY

4.60%

  • High-Yield Savings Account
  • Min. initial deposit: $1
  • 4.60% APY
  • 12.4x National Avg. APY
  • No Monthly Fees
  • Founded in 1889
  • FDIC Insured up to $250,000
  • Strong History of Serving Communities Across America
  • See Site for Details

On Raisin's Secure Site for Liberty Bank, Member FDIC

 

*National Savings Rate Average as published by FDIC

Advertiser Disclosure
Q

Your Financial Well-Being Comes First.

We believe everyone should have free access to the right information to make smart financial decisions. Although our site doesn’t showcase every financial institution and its products available we're confident in our recommendations to help guide you on your financial journey. Free of charge for you.

Instead of charging you money, we're compensated by our partners and third-party advertisers. This compensation, along with our proprietary algorithms, may, at times, influence the products we decide to review, discuss, and their position on our site or the order in which they appear. Trust that these actions are taken to benefit you the consumer ultimately make the right decision for you.

5 Best Savings Accounts For High Earners

  • National Savings Rate Average*: 0.45%
  • See 10x higher rates from our partners

Compare savings accounts with ease, find the right one for you, and open your account in minutes.

Open your new account with confidence. Each of our recommendations is insured up to $250,000 per depositor.

Fund your new account & take advantage of the power of compound interest today!

Axos Bank Logo

Rating:

APY

0.61%

Axos® Bank Details

  • High-Yield Savings Account
  • Min. balance for APY: $0
  • Min. initial deposit: $250
  • 0.61% APY
  • 2.5x National Avg. Rate
  • No Monthly Fees
  • Open an account in about 15 minutes

On Axos Bank's Secure Site, Member FDIC

 

American First Credit Union Logo Powered By Raisin

Rating:

APY

5.27%

  • High Yield Money Market Account
  • Min. initial deposit: $1
  • 5.27% APY
  • American First is Federally Insured by NCUA, the National Credit Union Administration
  • NCUA Insured up to $250,000
  • No Monthly Fees
  • Unlimited Withdrawals
  • 9.2x National Avg. APY
  • Interest Compounded Daily
  • American First Has Served Its Members for Over 70 Years
  • Not-For-Profit Financial Institution
  • See Site for Details

On Raisin's Secure Site for American First Federal Credit Union, NCUA Insured

 

 Compare With

Chase Bank Logo

Rating:

APY

0.01%

Chase Bank Details

  • Savings Account
  • 0.01% APY
  • Min. Balance to Avoid Service Fee: $300
  • Monthly Service Fees: up to $5
  • Limit 6 Withdrawals per Monthly Statement Period
  • Withdrawal Overage Fees: up to $15 per month
  • Other Miscellaneous Fees Apply

Not Recommended.
Shown For Comparison Purposes Only.

 

 Compare With

Wells Fargo Logo

Rating:

APY

0.15%

Wells Fargo Details

  • Savings Account
  • No Fee Min. Balance: $300
  • 0.15%
  • Monthly Maintenance Fee of $5. If Below Min. Balance

Not Recommended.
Shown For Comparison Purposes Only.

 

Liberty Bank Logo Powered By Raisin

Rating:

APY

4.60%

  • High-Yield Savings Account
  • Min. initial deposit: $1
  • 4.60% APY
  • 12.4x National Avg. APY
  • No Monthly Fees
  • Founded in 1889
  • FDIC Insured up to $250,000
  • Strong History of Serving Communities Across America
  • See Site for Details

On Raisin's Secure Site for Liberty Bank, Member FDIC

 

 Compare With

Bank of America Logo

Rating:

APY

0.01%

Bank of America Details

  • Savings Account
  • No Fee Min. Balance: $500
  • 0.01% APY
  • Monlthy Maintence Fee of $8. If Below Min. Balance

Not Recommended.
Shown For Comparison Purposes Only.

 

Ponce Bank Logo Powered By Raisin

Rating:

APY

5.28%

  • High Yield Money Market Account
  • Min. initial deposit: $1
  • 5.28% APY
  • FDIC Insured up to $250,000
  • No Monthly Fees
  • 24 /7 Access to Funds
  • 7.4x National Avg. APY
  • Interest Compounded Daily
  • See Site for Details

On Raisin's Secure Site for Ponce Bank, FDIC Insured

 

MPH Bank Logo Powered By Raisin

Rating:

APY

4.70%

  • Money Market Account
  • Min. initial deposit: $1
  • 4.70% APY
  • FDIC Insured up to $250,000
  • No Monthly Fees
  • 24 /7 Access to Funds
  • Interest Compounded Daily
  • See Site for Details

On mph.bank's Secure Site,
FDIC Insured

 

*National Savings Rate Average as published by FDIC